RSU Gain Calculator

Stock symbol

For example: Apple → AAPL. For TLV-listed stocks, add ".TA": Cellcom → CEL.TA.

Symbol isn't correct

Number of shares

At least 1

The number of RSU shares that have already vested.

Grant date required

Error

The date your RSUs were granted - not the vesting date.

Average monthly salary (₪)

Gross monthly avg., incl. benefits, bonus ÷12, RSU income part ÷12, maternity & Miluim payments (monthly). Use 12-month avg if part-year.

Set stock price

Changed workplace

USD/ILS exchange rate

Extra capital gain

Set stock price ($)

Greater than 0

Previous salary (₪)

Last 12 month average salary from RSU company, (for Bituah Leumi & health tax).

USD/ILS exchange rate (₪)

Greater than 1

Extra capital gain (₪)

Profit (+) or loss (-) from investments you sold this year.

Pro users area

Sale in dollars

Net to Bank in $, Net to Salary in ₪.

What if 2 years pass?

Apply 2-year rule (if not yet passed).

Miluim sale

Maternity leave sale

Check effect on Miluim payment.

Check effect on Maternity pay.

Whole months after (+) or before (–) Miluim start month at RSU sale.

Whole months after (+) or before (–) the birth month at RSU sale.

Choose a plan to start calculating

Calculating...

Pre-leave salary (₪)

Highest average monthly salary over the last 3 or 6 months before leave.

Whole months of maternity leave at RSU sale (paid + unpaid).

Example

1$ = 3.0720₪

Stock price

$667.73

Grant price

$493.95

Gross

₪102,563.33

Average tax deduction

47%

Marginal tax

₪35,856.97

Highest tax bracket rate: 35%

Bituah Leumi & health

₪12,467.98

Highest tax bracket rate: 12.17%

Capital tax

₪0

No capital gain

Total net

₪54,108.53

Net to bank

₪34,710.52

Net to salary

₪15,398.01

Income tax difference (62.2% vs actual rate).

₪0

Surtax owed

Surtax owed to the Tax Authority.

After max tax (62.2% income, 25% capital).

Selling Tips

2 years break-even stock price

$616.53

Minimum price where selling 2 years after the grant date equals the net gain of selling now.

Monthly gross miluim salary

₪28,692

Monthly gross maternity salary

₪34,269

For 3.5 paid months (15 weeks): ₪119,940

RSUCalculator

RSU Gain Calculator

Example

Selling Tips

Plan 2

Plan 3

Plan 4